How to Obtain a Bonded Title in Alaska

If you’ve acquired a vehicle in Alaska but can’t provide a valid title—whether it's lost, stolen, never received, or lacks proper paperwork—you may still be able to gain legal ownership through a bonded title. This process offers a way to register the vehicle and legally operate it while protecting the state and any previous owners from fraud.

Below is a comprehensive, step-by-step guide to understanding and obtaining a bonded title in Alaska.

What Is a Bonded Title?

A bonded title, also known as a certificate of title surety, is a legal document issued by the Alaska Division of Motor Vehicles (DMV) when the applicant cannot show conventional proof of ownership. It looks similar to a regular title but is marked as "bonded."

To receive this title, you must:

• Prove your connection to the vehicle
• Purchase a surety bond for 1.5 times the vehicle's value
• Submit a detailed application to the Alaska DMV

If no claims are made against the bond within three years, you may request a standard title.

When Do You Need a Bonded Title in Alaska?

A bonded title is often necessary in the following situations:

• The original title was lost, and you can’t contact the previous owner
• You purchased a car without receiving a signed title
• The title was damaged beyond readability
• You inherited a vehicle but lack formal documentation
• You acquired a vehicle through a lien sale or abandoned property process

If the seller didn’t provide a title at the time of sale, you may want to review what happens if a title is missing at sale.

Step-by-Step Process to Get a Bonded Title in Alaska

1. Confirm Eligibility With the DMV

Before beginning the bonded title process, contact the Alaska DMV to verify that your situation qualifies. The DMV may recommend alternative steps if you're eligible for a standard or replacement title.

2. Complete the Affidavit of Ownership

Fill out Form 829 (Affidavit of Ownership). This form requires:

• A complete description of the vehicle (VIN, make, model, year)
• An explanation of how and where you acquired the vehicle
• Your attempts to locate the prior owner or title

The more details you provide, the better your chances of DMV approval.

3. Get a Vehicle Inspection (VIN Verification)

Have the vehicle inspected by a DMV employee or law enforcement officer to verify the VIN. This step ensures the car hasn’t been reported stolen and matches your affidavit.

4. Determine Vehicle Value

The DMV or an independent appraiser will assess the fair market value of your vehicle. This valuation determines the amount of your surety bond.

You must obtain a bond worth 1.5 times the vehicle’s appraised value.

5. Purchase a Surety Bond

Contact a licensed surety bond company to buy your vehicle title bond. Costs vary but are typically a small percentage of the total bond amount. For example:

• For a $6,000 bond, you may pay $100–$200.

Ensure the bond specifically names the State of Alaska as the obligee.

6. Submit Your Bonded Title Application

Compile and submit the following to the DMV:

• Completed Form 829 (Affidavit of Ownership)
• VIN inspection report
• Surety bond
• Completed Title and Registration Application (Form 812)
• Proof of your identity
• Payment for title and registration fees

7. Receive Your Bonded Title

If everything is approved, the DMV will issue a bonded certificate of title. This allows you to register and operate the vehicle legally in Alaska.

The bonded title is valid for three years, during which time any valid ownership claims can be submitted. If none are filed, you may request a standard title after the period ends.

Important Considerations

• Vehicle Liens: If the car had a lien, you’ll need to submit proof of lien release. See how to handle lien releases for Alaska titles.
• Previously Titled in Another State: If the vehicle was last titled outside Alaska, additional paperwork may be needed. Review the title and registration process for out-of-state vehicles.
• Denied Title: If the DMV rejects your application, address the issue directly. Learn what to do if your title transfer is rejected.

What Happens After Three Years?

If no legal claims are made against your bonded title in three years:

• The bond can be released
• You can apply for a clean, standard title from the DMV
• The "bonded" label will be removed

This final step secures your full ownership of the vehicle, just like any other titled vehicle in Alaska.